Attention homeowners in Anchorage and Anchorage Municipality: Need an appraisal?Check out the top reasons Alaska homeowners call on Crosson & Associates:
At Crosson & Associates, we understand the special needs of a customer in need of appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, lawyers, and accountants. But as a consumer, you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we report the results of our analysis. Pre-listing Services/For Sale by OwnerIt's very hard to be objective about your house because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Crosson & Associates, are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. The appraisal is something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's market value, not just how much you think your home is worth. Potential buyers assume you have an emotional attachment to your house and will be more likely to give credibility to a seasoned appraiser's value conclusion than yours.Challenging a property tax assessmentLet's say your home is not appreciating as much as other homes nearby -- your local tax assessor may have your house overvalued. This only means you are probably paying higher taxes than you should be paying. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from Crosson & Associates is your chief weapon when challenging your property tax assessment.Appraisals to cancel PMIA preferred way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're veterans in helping consumers just like you delete unneeded and unwanted PMI insurance.HELOC recently frozen?If your property is in or near a declining area, your lender may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult from a cash flow point of view, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Crosson & Associates can help you reinstate your HELOC.Do You Need Field and Desktop Appraisal Review Services?Have you just received a copy of your appraisal and you'd wish to have a seasoned appraiser double-check it for accuracy or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Crosson & Associates can go out and check the subject and comps in question in a field review. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide you with a retrospective review of any appraisal you may have in your possession. While usually requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your house. |
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